Embracing Financial Independence
Lessons Every Woman Needs to Hear
Casey Peck
12/5/20244 min read


Alright, sister—let’s talk money. I know it’s not the most thrilling subject on the planet (we’d all rather be sipping coffee or getting a mani-pedi), but when it comes to rediscovering yourself and building a secure future, there’s no topic more empowering, more freeing, than financial independence.
If you’ve been on a self-healing journey, coming out the other side of a toxic relationship, divorce, or rediscovering who you are after years of people-pleasing, it’s time to take control of your finances. Why? Because financial independence is more than just a bank balance—it’s a mindset. It’s unapologetically reclaiming your power and creating a life where no one can control your choices.
Whether you’re starting from scratch or just need a little nudge to take the next step, we’re going to get real about money, growth, and stepping into the life you deserve.
Why Financial Independence is Your Superpower
Here’s the truth no one talks about enough: when you control your finances, you control your life.
For a woman who’s survived abuse, divorce, or simply lost herself in the shuffle of life, financial independence is a game-changer. It gives you options, freedom, and confidence. It allows you to “choose you,” no matter what situation you find yourself in.
When you’re financially secure:
You can leave relationships that don’t serve you.
You won’t feel stuck in a soul-sucking job.
You can explore personal growth without second-guessing yourself.
Money doesn’t buy happiness, but it absolutely provides the safety net you need to rebuild, heal, and thrive.
Practical Steps to Build a Secure Financial Foundation
Stepping into financial independence doesn’t mean you need to have all the answers today. It starts with small, consistent steps that build momentum. Here’s how to get started:
1. Set Clear Financial Goals
What does freedom look like for you? Maybe it’s saving for travel, buying your first home, or having a safety net that gives you peace of mind. Write these goals down. Financial independence starts with clarity.
2. Understand Your Current Situation
Time to get real about your money. Look at your bank accounts, debt, monthly expenses—everything. Yes, it’s scary. But knowing your numbers is the first step to creating a plan that works.
3. Create a Budget That Reflects Your Priorities
Budgets aren’t about depriving yourself of lattes or avocado toast. They're about aligning your spending with what truly matters. Break your budget into categories:
Needs: Rent, groceries, utility bills.
Savings: Building that "freedom fund" (aka your safety net).
Wants: Yes, treat yourself—just do it mindfully.
Don’t forget to include you in the budget! Investing in self-love and healing is priceless.
4. Start Saving & Investing
Even if it’s little by little, start putting money aside. A savings account is a good start, but look into beginner-friendly investing platforms to help your money grow. This isn’t reserved for finance bros on Wall Street—you can do this, too.
5. Learn to Say No
Maybe you’re someone who’s always bailed others out financially, even when it left you struggling. Honey, it’s time to say no. Protect your boundaries and prioritize your future.
6. Build Streams of Income
Side hustles? Freelance gigs? Starting your own business? The options are endless. With one or two additional income streams, you’ll feel less dependent on any one person, job, or system.
7. Educate Yourself About Money
Empowerment comes from knowledge. Take an online course, read books on financial independence, or listen to podcasts hosted by badass women who’ve been where you are. Small steps every day add up to big growth over time.
Breaking Free from “Money Shame”
Here’s the thing—feeling shame around money is normal, especially if you’ve been told you’re “bad with money” or made financial mistakes in the past. Maybe you’ve been conditioned to depend on others, to avoid all things money-related, or to believe you're not capable of managing your finances.
But guess what? That’s a lie. You are more than capable.
Money shame doesn’t define your future. Every time you take a step toward financial independence—whether it’s creating a budget, opening a savings account, or landing that side hustle—you’re rewriting the narrative. You’re actively letting go and reclaiming your identity.
It’s About More Than Money—It’s About Healing and Freedom
Financial independence is part of the bigger picture. It’s about learning to trust yourself again, rediscovering your strength, and creating a life built entirely on your terms. It’s a vital way to lessen the fear of the unknown and gain peace about the future.
It’s about saying, “I’ve got this,” even when it feels overwhelming.
Do it messy. Do it scared. Do it when you feel completely out of your depth. Just start.
The Bigger Question: What Comes Next?
Money is just one part of the healing equation. Empowerment comes from action—taking bold, unapologetic steps toward growth and self-love.
If you’re ready to continue pouring into yourself, begin that next chapter, and embrace what’s possible, this is your moment. It’s time to secure not just a better future, but your future.
Need help figuring out where to begin? You're not alone. Whether it’s creating a financial plan or shifting your mindset, there’s power in asking for support when you need it most.
Take a deep breath, queen. You’ve got this. Cheers to reclaiming your identity, one brave step at a time